Works with the money apps you already use

- + more
Not generic tips — advice for your numbers.
Ask Beryl anything in plain language. Because it can see your real accounts, budgets, loans, and goals, the answers are specific and opinionated — and it can build a multi-step plan you apply with one tap.
- “Should I pay off my loan or invest?”
- “Where did my money go last month?”
- “Build me a plan to save ₱100k this year.”
Use your own AI key — or let Beryl run it.
Two ways to power the advisor. Subscribe to Beryl+ and we handle the AI for you, or bring your own API key from Google Gemini, OpenAI, or Anthropic and chat without limits.
- 🔒Your key stays on your device. It's never sent to our servers or stored in the cloud.
- ♾️Unlimited chat on your own key, with every model that key can access.
- ✦Advisor extras — one-tap plans, weekly check-ins, and reminders — are part of Beryl+.
Everything in one place
One app for your whole money picture — track it, understand it, act on it.
- 📊
Accounts & net worth
Every bank, e-wallet, and cash balance in one running total.
- 🎯
Budgets
Set caps per category and see what's left at a glance.
- 🌱
Goals
Save toward what matters and track every contribution.
- 💳
Loan payoff
See payoff dates and what extra payments really save you.
- 🔁
Recurring & bills
Know what's due and when — no more surprises.
- 📈
Reports
Spending trends and cash-flow, made simple.
- 📚
Learn
Bite-sized money lessons built into the app.
- 🎤
Voice entry
Just say it — Beryl turns speech into a transaction.
Set up in minutes
- 1
Add your accounts
Enter your banks, e-wallets, cash, loans, and goals. It's manual and private — no bank logins.
- 2
Beryl learns your numbers
As you log money in and out, Beryl builds a picture of your finances.
- 3
Get plans + a weekly check-in
Ask for advice anytime, apply plans in one tap, and get a personal weekly read.
Start free. Upgrade for the full advisor.
Track your whole money picture for free. Beryl+ unlocks the advisor that works for your numbers.
Free
- Accounts, budgets, goals & loans
- Transactions & reports
- Money lessons
- Limited AI chat with Beryl
Beryl+
- Unlimited AI chat with your advisor
- Multi-step financial plans (one tap to apply)
- Personal weekly check-in, written for your numbers
- Smart mode for tougher questions
- Bill, loan & goal reminders
- Priority on new features
Private & secure by design
Your financial data is encrypted and never sold. Your provider keys, if you add your own, stay on your device. Beryl is here to help you understand your money — it's general financial education, not licensed financial advice.